Arixa offers a variety of competitively priced 30 year term products including 5, 7 and 10 year ARM’s and 30 fixed programs.
Our term products include both amortizing and interest only options. We can close our term loans in 21 days and our documentation and underwriting is much easier than working with banks and other term lenders. With competitive pricing and Arixa’s service experience, we have become a top choice for existing and new clients that are looking for attractive permanent financing on their properties including:
SFR’s
SFR’s with Accessory Dwelling Units (ADU’s)
Smaller multifamily buildings (up to 20 units)
Rental Term Lending Guidelines
| Single Family (1-4 Units) | |
| Property Types | 1-4 Unit Residential, Single Asset and Portfolio |
| Loan Term | 5/1, 7/1, 10/1, 30 year fixed 30 year amortization |
| Size | $75,000 - $2,000,000 |
| Uses | Purchase / Rate & Term or Cash-Out Refinance |
| Multi Family (5-30 Units) | |
| Property Types | 5 – 30 Unit Properties |
| Loan Term | 5/1, 7/1, 10/1, 30 year fixed 30 year amortization |
| Size | Up to $3m (up to $5m in certain situations) |
| Uses | Purchase / Rate & Term or Cash-Out Refinance |
Experience the Arixa difference: our goals for every loan and every experience with our clients
Industry leading, white glove service.
Many lenders talk about their service but at Arixa we have been walking the walking since we first started lending. Our “DNA” is client service and delivering on what we say we are going to do. All key functions at Arixa — from closing to servicing to construction draws and beyond — are performed by our employees who understand our service is the key to our success.
Quick decision making.
We will quickly give you feedback on whether we can make your loan and can often issue loan term sheets in a matter of hours and up to a few days depending on complexity of the loan.
Common sense diligence process.
We handle our diligence in-house, including valuations and are only going to ask for you the information that we really need to support our loan decision. No more requests for countless documents that have no impact on our credit decision.
Your deadline is our deadline.
We completely understand that speed and dependability are critical to our borrower’s success. We routinely fund loans in 10-14 days, if needed. When we commit to a funding date, that is the day your loan will fund.
Dedicated point of contact.
You work with a specific, knowledgeable Arixa loan origination professional, who has direct and immediate access to our investment committee. Your LO will learn your business and your needs and be there whenever you need them to assist you.
